Fidelity
& Guarantee
Product
Information top
Savers Select Term – Term Life insurance with “Return of
Premium” and “Disability Income Rider”
- Issue Ages 18-70
- Rates based on actual age.
- Minimum face amount to age 60 $150,000
- Minimum face amount 60 and above $100,000
- Return of Premium Rider
- Disability Income Rider
- Rate guarantees for period of 10, 15, 20, 30 depending
on client age
- Liberal underwriting in Preferred rate class
SecureMaster SM –
- Issue Ages (0-85)
- Minimum Face Amount $10,000
- No medical requirements for coverage amounts under $100,000, only medical
phone interview, MIB and Attending Physician Statement if necessary.
- Rate Classes: Non-tobacco and Tobacco
- Riders are Accelerated Death Benefit, Waiver of Monthly Deduction and
Other Insured Rider.
WealthMaster SM - Flexible premium Universal Life
- Issue Ages (0-85)
- Rates based on actual age
- Minimum Face Amount - $100,000
- Rate Classes: Preferred Non-tobacco, Non-tobacco, Preferred Tobacco and
Tobacco
- No lapse premium guarantee to age 100
- Extended Maturity Option
- Surrender Charge Waiver – No surrender charge applies
to premium in excess of total target. This provides exceptional liquidity
for your clients who wish to exercise a 1035 exchange for make a lump sum
payment.
- No blood required for ages under 50 up to coverage of $250,000
F&G requires clients to be Tobacco Free for 24 months
to be eligible for Preferred Non-tobacco.
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