Copyright Notice The contents of this site, including but not limited to the text and images herein and their arrangement, are copyright ©1992–Present by World Insurance Association, Inc. (herein after WIA). All Rights Reserved. You may copy and display the content herein, but only for personal or for non-commercial use. Further, no content shall be copied or posted online or on any computer network, or broadcast in any media. Any copy you make must include this copyright notice. No modifications of the content may be made. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of WIA or of any third party.
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Content WIA makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind. WIA HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY WIA. WIA WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL WIA BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT. Notwithstanding the above, in no event shall WIA’s total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this site. While WIA believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and WIA does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time WIA may make changes in the products and/or services described herein, however, WIA makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.
Links to Other Sites Some of the sites listed as links herein are not under the control of WIA. Accordingly, WIA makes no representations whatsoever concerning the content of those sites. The fact that WIA has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by WIA with respect to such site, its owners or its providers. WIA is providing these links only as a convenience to you. WIA has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and WIA cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Dispute Resolution This agreement shall be governed by and construed in accordance with the laws of the State of Georgia and the United States, without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. Any Cause of action shall be brought exclusively in the Arbitration offices of the American Arbitration Association (AAA), under the Rules of The American Arbitration Association with exclusive venue in Dekalb County, Georgia. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both Parties. Damages are expressly limited to the dollar amount of the cost of coverage obtained by using this site or $500 whichever is lower.